Granite Student Insurance Services Inc.

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Granite Student Insurance Services

Last Updated: February 28, 2025

Granite Student Insurance Services ("Granite," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

Complete forms on our website
Register for an account
Apply for insurance coverage
File a claim
Contact customer service
Subscribe to our newsletters
Participate in surveys or promotions

This information may include:

Name, address, email address, and phone number
Date of birth and gender
Student status and educational institution information
Financial information for payment processing
Health information (when applying for health insurance)
Social Security Number or other government-issued identification

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

IP address
Browser type and version
Operating system
Device information
Pages visited and time spent on those pages
Referring website addresses
Other browsing statistic

Cookies and Similar Technologies

We use cookies, web beacons, and similar technologies to enhance your experience on our website. These technologies help us recognize your preferences, understand how our website is used, and improve our services.

How We Use Your Information

We may use the information we collect for various purposes, including to:

Provide, maintain, and improve our services
Process applications, claims, and payments
Communicate with you about your account or insurance needs
Send administrative information, policy updates, and marketing communications
Respond to your inquiries and provide customer support
Conduct research and analysis to better understand our customers' needs
Detect, prevent, and address technical issues or fraudulent activities
Comply with legal obligations

Information Sharing and Disclosure

We may share your information with:

Service Providers

Third-party vendors who perform services on our behalf, such as claims processing, payment processing, data analysis, email delivery, and customer service.

Insurance Partners

Insurance carriers and underwriters who provide the actual insurance coverage.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access and Correction

You have the right to access and update the personal information we hold about you.

Data Portability

You may request a copy of your personal information in a structured, commonly used, and machine-readable format.

Deletion

You can request that we delete your personal information, subject to certain exceptions.

Opt-Out

You can opt-out of receiving marketing communications from us at any time.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA) and other state laws.

European Privacy Rights

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR).

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

If you have any questions or concerns about this Privacy Policy, please contact us at:

Granite Student Insurance Services

105 Clemsford Sq

Folsom, CA 95630
monique@graniteSIS.com

310-420-6064‬

This Privacy Policy is intended to provide general information about our privacy practices. It does not create any contractual rights or obligations. The specific terms of your insurance policy will govern your rights and our obligations with respect to your insurance coverage.