Privacy Policy
Granite Student Insurance Services Inc.
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Granite Student Insurance Services
Last Updated: February 28, 2025
Granite Student Insurance Services ("Granite," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
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Complete forms on our website
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Register for an account
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Apply for insurance coverage
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File a claim
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Contact customer service
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Subscribe to our newsletters
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Participate in surveys or promotions
This information may include:
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Name, address, email address, and phone number
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Date of birth and gender
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Student status and educational institution information
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Financial information for payment processing
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Health information (when applying for health insurance)
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Social Security Number or other government-issued identification
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
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IP address
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Browser type and version
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Operating system
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Device information
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Pages visited and time spent on those pages
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Referring website addresses
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Other browsing statistic
Cookies and Similar Technologies
We use cookies, web beacons, and similar technologies to enhance your experience on our website. These technologies help us recognize your preferences, understand how our website is used, and improve our services.
How We Use Your Information
We may use the information we collect for various purposes, including to:
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Provide, maintain, and improve our services
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Process applications, claims, and payments
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Communicate with you about your account or insurance needs
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Send administrative information, policy updates, and marketing communications
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Respond to your inquiries and provide customer support
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Conduct research and analysis to better understand our customers' needs
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Detect, prevent, and address technical issues or fraudulent activities
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Comply with legal obligations
Information Sharing and Disclosure
We may share your information with:
Service Providers
Third-party vendors who perform services on our behalf, such as claims processing, payment processing, data analysis, email delivery, and customer service.
Insurance Partners
Insurance carriers and underwriters who provide the actual insurance coverage.
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Business Transfers
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
Access and Correction
You have the right to access and update the personal information we hold about you.
Data Portability
You may request a copy of your personal information in a structured, commonly used, and machine-readable format.
Deletion
You can request that we delete your personal information, subject to certain exceptions.
Opt-Out
You can opt-out of receiving marketing communications from us at any time.
California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act (CCPA) and other state laws.
European Privacy Rights
If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR).
To exercise any of these rights, please contact us using the information provided in the "Contact Us" section.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Granite Student Insurance Services
105 Clemsford Sq
Folsom, CA 95630
monique@graniteSIS.com
This Privacy Policy is intended to provide general information about our privacy practices. It does not create any contractual rights or obligations. The specific terms of your insurance policy will govern your rights and our obligations with respect to your insurance coverage.